OUR INSURANCE SERVICES
Serving Matthews, Monroe, Gastonia, and all of the Charlotte NC area
Offering health insurance policies that fit your lifestyle
Medicare - Turning 65?
That's a big deal!
Remember your first day of school and finally riding the school bus? How about when you got your drivers’ license?
All momentous occasions and so is Turning 65!
You are now entitled to Medicare Part A? Part B? Part D? Medicare Supplement? Medicare Advantage Plan? Co-pays, max out of pocket, networks? Oh MY!
We know how confusing it is to navigate this process, while you are bombarded with mail and telephone calls daily. You’re uncertain about your options and what the right choice is for you. I have been working in the Medicare market for 10+ years. We make Medicare simple to understand. We provide plan suggestions; plans that your doctors participate in, and that cover your medications, at a price that right for you.
Major Medical Insurance
Who Needs Medical Insurance?? EVERYONE!
Our Mission is to help those that have recenly lost their health insurance, are self employed, landed a new job, started a new business, or are at retirement age. Each situation is completely unique. and requires a solution tailored just for you. We do not believe in the "one size fits all" approach.
WE listen to your specific needs,
ASK the right questions to ensure all your concerns are addressed and then we go to work on
YOUR behalf. We are contracted with all major healthcare companies, and our focus is to find you the plan that meets your needs and your BUDGET. Give us a call today for a no-cost, no-obligation personal quote, and experience the difference with
Harris Health Insurance.
CRITICAL ILLNESS PLANS
Critical illness insurance is a supplemental plan that pays a one-time lump sum payment if you are diagnosed with a critical condition, such as cancer, heart attack or stroke, as well as a range of other illnesses. These plans are designed to assist with the costs of daily living, your mortgage, child care, and other expenses. This type of supplemental plan gives peace of mind so that you can concentrate on recovering.
ACCIDENT PLANS
Accident insurance helps you pay for out-of-pocket medical costs that you may incur after an accidental injury. This includes emergency treatment, medical exams, and many other expenses. These plans work well with your current healthcare plan. However, each plan is different, so it’s important to understand your choices. We can help.
DENTAL PLANS
Dental insurance provides coverage for various dental procedures, such as preventive care exams, cleanings, and x-rays immediately and usually at no cost. Tier 2 and Tier 3 services cover more extensive treatment, fillings, root canals, extractions and may have a short waiting period before services can be performed. Plans usually have a maximum yearly benefit of $1000.00 to $3000.00 per person.
LIFE INSURANCE
Life Insurance is a guarantee you leave your loved ones upon your passing, so that life’s moments can continue. The mortgage will be paid, your families standard of living will continue, and college tuition will be taken care of. Whether it’s Term Life, Universal Life, or a Final Expense plan, it’s a gift you leave your loved ones.
INDEMNITY PLANS
Indemnity plans help you manage your out-of-pocket costs. Your current healthcare plan has Deductibles, and a Maximum-Out-of-Pocket amount that is your responsibility. Once these dollar amounts are met, your healthcare plan pays all costs at 100%. An indemnity plan pays money directly to you; how you use it is your decision. Pay the out-of-pocket medical charges, household bills or save it for vacation. Let’s discuss how the small premium for this type of plan, can save you a lot!